Farm & Ranch Lending


We are Ag Producers. Let us help you with your Agricultural Lending.

At the First National Bank of Central Texas we understand and support your unique agricultural needs over the long term.

Our staff of lending officers with personal knowledge of the local farming community and extensive experience in structuring loans for a wide range of agricultural interests are here to help you.

We know the strong role ag plays in our economy and our communities, and are eager to support your farming and business needs. We’re here to help accommodate the financial needs associated with managing an agricultural operation by allowing each customer the specialized consideration that their unique condition requires.

It takes time, patience and effort to grow anything worthwhile — give us a call at 254 772-9330 and let’s talk about what we can achieve together.

Specialized Agricultural Lending

  • Grain Bin & Shop Construction
  • Land Purchase/Refinance
  • Home Construction/Metal Buildings
  • Farm Equipment
  • Feedlot/Stocker Cattle Lines of Credit
  • Row Crop & Grain Inventory Lines of Credit
  • Cow-Calf Loans
  • Rural Investment Property
  • Farm & Ranch Land Development