Loan Services

First National Bank of Central Texas

First National Bank of Central Texas offers a wide array of loan products for businesses, investors, consumers and home-buyers/owners.

First National Bank of Central Texas stresses personal attention and local decision making combined with competitive interest rates. Our staff specializes in personally structuring a loan that will best meet your needs.

COMMERCIAL LOANS

* Commercial Real Estate
* Lines of Credit
* Working Capital
* Equipment

CONSUMER LOANS

* Personal
* Home Improvement

AUTO LOANS

Are you looking for competitive loan rates and friendly, efficient service for your next car, truck, or boat loan? If you are, the First National Bank of Central Texas is the place for you. With convenient locations in Waco, Woodway-Hewitt, Mart, Hillsboro, and China Spring, we are only minutes away from you. Call us soon at 772 9330. You will be glad you did!

MORTGAGE LOANS

The First National Bank of Central Texas offers a full range of mortgage products. Our loan officers can make quick loan decisions locally.

This is in contrast to the typical practice of mortgage companies selling their customer’s loan upon origination to FNMA, FHLMC or some other secondary mortgage investor. Our customers should not have to deal with an out of town servicer for payments and future loan needs. First National knows that it is important for loan customers to receive the same local service post loan closing that they expect as the loan is being originated.

First National wants to be your full service home mortgage lender. To accomplish this, First National also offers home construction loans and home improvement loans that will fit the needs of the homeowner.

Please call 254-772-9330 to speak with one of our loan officers. First National wants to be your home loan bank.

EDUCATIONAL LOANS

Please contact the financial aid department at the college you plan to attend and they will assist you with the financial aid process. The First National Bank of Central Texas understands the importance of a good education. If you have general questions regarding the initial steps to begin planning for college please contact Mackie Bonner at 254-761-6103.