Business Services

First National Bank of Central Texas

First National Bank of Central Texas offers a wide array of loan products for businesses, investors, consumers and home-buyers/owners.

First National Bank of Central Texas stresses personal attention and local decision making combined with competitive interest rates. Our staff specializes in personally structuring a loan that will best meet your needs.

BUSINESS SERVICES

FIRST CHECKING (COMMERCIAL)	Unit Price
Account Maintenance	$10.00
Checks Paid	$0.15
Deposited Checks (Encoding)	$0.025
Deposited Checks (Local)	$0.08
Deposited Checks (All Other Banks)	$0.10
Deposited Checks (Returned of Recleared)	$3.00
Coins Received – Bag	$3.00
Coins Shipped – Roll	$0.08
Currency – Strap	$0.35
Deposits Posted	$0.30
Deposits Printed	Cost
Lock Bags	Cost
Statement – Daily	$1.25
Statement – Duplicate	$1.25
ARP Fine Sort ($25.00 minimum per account)	$0.025
ARP Fine Sort & Magnetic Tape ($100.00 per acct plus)	$0.06

EARNINGS CREDIT

The above fees are offset by an earnings credit computed on the average investable balance your account maintains each month. The earnings credit is computed by using the average monthly 90 day Treasury Bill rate prevailing during the month with an adjustment for reserve requirements. For further information, please contact New Accounts at (254) 772-9330 or customerservice@fnbct.com.